KCB Group Limited registered as a non-operating holding company with effect from January 1, 2016.  The holding company oversees KCB Bank Kenya - incorporated on January 1, 2016 - and all KCB’s regional units in Tanzania, South Sudan, Uganda, Rwanda, Burundi and Ethiopia. It also owns KCB Insurance Agency, KCB Capital, KCB Foundation and all associate companies.  The bank provides corporate and retail banking services across the East Africa region and is currently present in all the 47 counties of Kenya. The company operates its business through the following segments: Retail Banking, Corporate Banking, Mortgages, Treasury and Other Group. The Retail Banking segment provides services such as customer current accounts, savings and fixed deposits to individuals. The Corporate Banking segment offers services such as current accounts, fixed deposits, overdrafts, loans and other credit facilities both in local and foreign currencies. The Mortgages segment engages in the provision of mortgage finance through KCB S&L. The Other Group segment comprises trade finance and forex business activities.

KCB Group Limited is listed on the banking sector of the Nairobi Securities Exchange and is a constituent company of the NSE 20 share index. The Company is cross listed in the Dar-es-salaam, Uganda and Rwanda Stock Exchanges. This is strategic in accessing unrestricted capital in the region. KCB’s strength lies in its corporate services focusing on supporting existing value chains and clusters that contribute positively to the total Risk weighted Assets.  The bank has the largest asset base in the region at half a Trillion Kenya Shillings which makes it superior compared to it's peers and can easily access capital subsequently. The wide asset base enables it to leverage on the possible consolidation of the Banking Sector due to the increased capital requrements. The bank's customers include retail, corporate, SME's and Government (both county government and National Government).